:root{
  --ink:#16262E; --slate:#204152; --slate-2:#3D5D6B; --teal:#0A7275; --teal-2:#1FA3A3;
  --mint:#C4ECEB; --mist:#EEF5F6; --line:#D9E3EA; --sage:#9AB6B1; --paper:#ffffff;
  --radius:18px; --wrap:1160px; --shadow:0 1px 2px rgba(22,38,46,.06),0 8px 28px rgba(22,38,46,.07);
  --font:"DM Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --display:"Manrope","DM Sans",system-ui,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--paper);font-size:17px;line-height:1.6}
img,video{max-width:100%;height:auto;display:block}
a{color:var(--teal)}
a:hover{color:var(--slate)}
h1,h2,h3,h4{font-family:var(--display);color:var(--slate);line-height:1.15;letter-spacing:-.015em;margin:0 0 .5em}
h1{font-size:clamp(34px,5.2vw,58px);font-weight:800}
h2{font-size:clamp(27px,3.4vw,40px);font-weight:800}
h3{font-size:20px;font-weight:700;letter-spacing:-.01em}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:var(--slate);color:#fff;padding:10px 14px;z-index:99}
.skip:focus{left:8px}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;gap:20px;height:74px}
.brand img{width:190px;height:auto}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav>a,.nav .dd>button{font:600 15px/1 var(--font);color:var(--slate);text-decoration:none;padding:10px 11px;border-radius:10px;background:none;border:0;cursor:pointer}
.nav>a:hover,.nav .dd>button:hover,.nav>a[aria-current]{background:var(--mist)}
.dd{position:relative}
.dd>button::after{content:"";display:inline-block;width:6px;height:6px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);margin:0 0 3px 8px}
.dd-menu{position:absolute;left:0;top:calc(100% + 6px);min-width:240px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:8px;display:none}
.dd-menu a{display:block;padding:9px 12px;border-radius:9px;color:var(--ink);text-decoration:none;font-size:15px}
.dd-menu a:hover{background:var(--mist)}
.dd:hover .dd-menu,.dd:focus-within .dd-menu,.dd.open .dd-menu{display:block}
.header-cta{display:flex;align-items:center;gap:14px;margin-left:8px}
.header-cta .tel{font-weight:700;color:var(--slate);text-decoration:none;white-space:nowrap}
.nav .mobile-only{display:none}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;width:44px;height:44px;cursor:pointer}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{display:block;width:20px;height:2px;background:var(--slate);margin:0 auto;position:relative;content:""}
.menu-btn span::before{position:absolute;top:-6px}.menu-btn span::after{position:absolute;top:6px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:700 16px/1 var(--font);padding:15px 22px;border-radius:999px;text-decoration:none;border:2px solid var(--teal);background:var(--teal);color:#fff;cursor:pointer;transition:transform .15s,background .15s}
.btn:hover{background:var(--slate);border-color:var(--slate);color:#fff;transform:translateY(-1px)}
.btn.alt{background:transparent;color:var(--slate);border-color:var(--slate)}
.btn.alt:hover{background:var(--slate);color:#fff}
.btn.sm{padding:11px 16px;font-size:15px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin:8px 0 18px}

/* sections */
section{padding:84px 0}
section.tint{background:var(--mist)}
section.dark{background:var(--slate);color:#E8F1F2}
section.dark h2,section.dark h3{color:#fff}
section.dark a:not(.btn){color:var(--mint)}
section.dark .btn{background:#fff;color:var(--slate);border-color:#fff}
section.dark .btn.alt{background:transparent;color:#fff;border-color:#fff}
.eyebrow{display:inline-block;font:700 13px/1.2 var(--font);letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin-bottom:14px}
section.dark .eyebrow{color:var(--mint)}
.sublabel{font:700 13px/1.2 var(--font);letter-spacing:.12em;text-transform:uppercase;color:var(--slate-2);margin:26px 0 12px}
.head{max-width:780px}
.head p{font-size:18.5px;color:var(--slate-2)}
section.dark .head p{color:#CFE0E3}
.lead{font-size:19.5px;color:var(--slate-2);max-width:640px}
.small,.note{font-size:14.5px;color:var(--slate-2)}
section.dark .note{color:#BFD3D7}

/* hero */
.hero{padding:70px 0 72px;background:
  radial-gradient(900px 420px at 88% 0%,rgba(31,163,163,.20),transparent 60%),
  radial-gradient(520px 320px at 0% 100%,rgba(31,163,163,.13),transparent 60%),#fff}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}
.hero-media{position:relative}
.hero-media img,.hero-media video{width:100%;border-radius:26px;box-shadow:var(--shadow);aspect-ratio:4/3.4;object-fit:cover}
.hero .checks{margin-top:6px}
.after-hero{margin-top:48px}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split.flip .split-media{order:-1}
.split-media img{border-radius:var(--radius);box-shadow:var(--shadow);width:100%;aspect-ratio:4/3;object-fit:cover}
figure{margin:28px 0}
figure.wide img{border-radius:var(--radius);width:100%;max-height:520px;object-fit:cover}

/* cards */
.grid{display:grid;gap:18px;margin:30px 0 8px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.grid.g2{grid-template-columns:repeat(2,1fr)}
.grid.g3{grid-template-columns:repeat(3,1fr)}
.grid.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:1080px){.grid.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:900px){.grid.g3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.grid.g2,.grid.g3,.grid.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 24px 22px;position:relative;display:flex;flex-direction:column}
section.tint .card{border-color:#d4e2e7}
section.dark .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16)}
.card h3{margin-bottom:8px}
.card p{margin:0 0 10px;font-size:16px;color:var(--slate-2)}
section.dark .card p{color:#D4E3E6}
.card .tags{font-size:13.5px;color:var(--teal);font-weight:600;margin-top:auto;padding-top:6px}
.card .icon{width:44px;height:44px;border-radius:12px;background:var(--mint);display:grid;place-items:center;margin-bottom:14px}
.card .icon img{width:28px;height:auto}
.card .num{width:36px;height:36px;border-radius:50%;background:var(--teal);color:#fff;font-weight:800;display:grid;place-items:center;margin-bottom:14px}
.card .cover{margin:-24px -24px 18px;border-radius:var(--radius) var(--radius) 0 0;aspect-ratio:16/9;object-fit:cover;width:calc(100% + 48px);max-width:none}
.card .meta{font-size:13px;color:var(--slate-2);text-transform:uppercase;letter-spacing:.08em;font-weight:600;margin-bottom:6px}
.card a.more{font-weight:700;text-decoration:none;margin-top:auto;padding-top:6px}
.card.linked:hover{border-color:var(--teal-2);box-shadow:var(--shadow)}
.card.linked a.stretch::after{content:"";position:absolute;inset:0}
.card ul{margin:4px 0 0}

/* lists */
.checks{list-style:none;padding:0;margin:8px 0 18px;display:grid;gap:9px}
.checks li{padding-left:30px;position:relative}
.checks li::before{content:"";position:absolute;left:0;top:4px;width:19px;height:19px;border-radius:50%;background:var(--mint) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3.2 3L15 7' fill='none' stroke='%230A7275' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat}
.hero .checks{grid-template-columns:1fr 1fr;gap:9px 18px;font-weight:600;color:var(--slate)}
ul.bullets{padding-left:20px;margin:8px 0 18px}
ul.bullets li{margin:6px 0}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 18px;padding:0;list-style:none}
.chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 14px;font-size:14.5px;font-weight:600;color:var(--slate)}
section.tint .chips li{border-color:#cddce2}
.chips.codes li{font-weight:800;letter-spacing:.06em;background:var(--slate);color:#fff;border-color:var(--slate);min-width:52px;text-align:center}
.band{background:var(--slate);color:#CFE0E3;overflow:hidden;white-space:nowrap;font:800 14px/1 var(--font);letter-spacing:.18em;padding:18px 0}
.band .track{display:inline-flex;gap:40px;animation:slide 40s linear infinite;padding-left:40px}
.band span::after{content:"•";margin-left:40px;color:var(--teal-2)}
@keyframes slide{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.band .track{animation:none}}

/* stats */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px;margin:30px 0 14px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.stat b{display:block;font:800 40px/1 var(--display);color:var(--teal);margin-bottom:8px;letter-spacing:-.02em}
.stat span{font-size:15px;color:var(--slate-2)}
section.dark .stat{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.16)}
section.dark .stat b{color:var(--mint)}
section.dark .stat span{color:#D4E3E6}

/* quotes */
.quotes{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));margin:30px 0 14px}
blockquote{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;position:relative}
blockquote::before{content:"\201C";font:800 64px/1 Georgia,serif;color:var(--teal-2);position:absolute;top:10px;left:20px;opacity:.35}
blockquote p{font-size:18px;color:var(--slate);font-weight:500;margin:22px 0 12px}
blockquote cite{font-style:normal;font-size:14px;color:var(--slate-2);font-weight:600}
.pull{margin:30px 0;border-left:4px solid var(--teal-2);padding:6px 0 6px 22px}
.pull p{font:700 24px/1.35 var(--display);color:var(--slate);margin:0 0 8px}
.pull cite{font-style:normal;color:var(--slate-2);font-size:15px}

/* faq */
.faq{margin:28px 0 10px;display:grid;gap:10px;max-width:900px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 20px}
.faq summary{cursor:pointer;list-style:none;font-weight:700;color:var(--slate);padding:18px 30px 18px 0;position:relative;font-size:17px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:13px;font-size:26px;color:var(--teal);font-weight:400}
.faq details[open] summary::after{content:"\2013"}
.faq details p{color:var(--slate-2);margin:0 0 18px}

/* table */
.table{width:100%;border-collapse:collapse;margin:20px 0;background:#fff;border-radius:14px;overflow:hidden;border:1px solid var(--line)}
.table th,.table td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);font-size:16px}
.table th{background:var(--mist);color:var(--slate);font-size:13px;letter-spacing:.1em;text-transform:uppercase}

/* form */
.form{display:grid;gap:14px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;max-width:680px;margin:20px 0}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form label{display:grid;gap:6px;font-weight:600;font-size:14.5px;color:var(--slate)}
.form input,.form textarea,.form select{font:inherit;font-size:16px;padding:12px 14px;border:1px solid #c9d8de;border-radius:10px;background:#fff;color:var(--ink);width:100%}
.form input:focus,.form textarea:focus,.form select:focus{outline:2px solid var(--teal-2);outline-offset:1px}
.form .warn{font-size:14px;background:#FFF7E6;border:1px solid #F2D49B;color:#6b4a07;border-radius:10px;padding:10px 12px}

/* cta band */
.cta{background:linear-gradient(135deg,var(--slate),#183341);color:#E3EEF0;border-radius:28px;padding:56px;text-align:left}
.cta h2{color:#fff}
.cta p{color:#CFE0E3;max-width:700px}
.cta a:not(.btn){color:var(--mint)}
.cta .btn{background:#fff;color:var(--slate);border-color:#fff}
.cta .btn.alt{background:transparent;color:#fff;border-color:#fff}

/* article */
.article{max-width:760px;margin:0 auto}
.article h1{font-size:clamp(30px,4.2vw,46px)}
.article h2{font-size:clamp(23px,2.6vw,29px);margin-top:1.6em}
.article h3{margin-top:1.3em}
.article .dek{font-size:20px;color:var(--slate-2)}
.article .byline{font-size:14px;color:var(--slate-2);text-transform:uppercase;letter-spacing:.08em;font-weight:700;margin-bottom:18px}
.article .cover{border-radius:var(--radius);margin:26px 0 34px;width:100%;aspect-ratio:16/9;object-fit:cover}
.article ul,.article ol{padding-left:22px}
.article li{margin:7px 0}
.article .refs li{font-size:14.5px;color:var(--slate-2)}
.crumbs{font-size:14px;margin-bottom:22px}
.crumbs a{text-decoration:none;font-weight:600}

/* footer */
.site-footer{background:var(--ink);color:#B9CBD0;padding:64px 0 36px;font-size:15px}
.site-footer a{color:#E3EEF0;text-decoration:none}
.site-footer a:hover{color:var(--mint)}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:36px}
.site-footer h4{color:#fff;font-size:14px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:9px}
.foot-brand img.logo{width:200px;margin-bottom:16px}
.foot-brand img.nhia{width:130px;background:#fff;border-radius:10px;padding:8px;margin-top:16px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:22px;font-size:13.5px;color:#8FA7AE}

/* responsive */
@media (max-width:1080px){
  .nav,.header-cta .tel{display:none}
  .menu-btn{display:block}
  .site-header.open .nav .mobile-only{display:flex;justify-content:center}
  .header-cta{margin-left:0}
  .site-header.open .nav{display:flex;flex-direction:column;align-items:stretch;position:absolute;left:0;right:0;top:74px;background:#fff;border-bottom:1px solid var(--line);padding:10px 16px 18px;max-height:calc(100vh - 74px);overflow:auto;box-shadow:var(--shadow)}
  .site-header.open .nav>a,.site-header.open .dd>button{padding:14px 10px;font-size:17px;text-align:left;width:100%}
  .site-header.open .dd-menu{position:static;display:none;box-shadow:none;border:0;padding:0 0 6px 12px}
  .site-header.open .dd.open .dd-menu{display:block}
  .dd:hover .dd-menu{display:none}
  .site-header.open .dd.open .dd-menu{display:block}
}
@media (max-width:900px){
  section{padding:60px 0}
  .hero{padding:40px 0 52px}
  .hero-grid,.split{grid-template-columns:1fr;gap:30px}
  .split.flip .split-media{order:0}
  .foot-grid{grid-template-columns:1fr 1fr}
  .cta{padding:36px 26px}
}
@media (max-width:560px){
  body{font-size:16.5px}
  .wrap{padding:0 16px}
  .brand img{width:158px}
  .header-cta .btn{display:none}
  .hero .checks{grid-template-columns:1fr}
  .actions .btn{flex:1 1 100%}
  .form .row{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .stat b{font-size:34px}
  .card .cover{margin:-24px -24px 16px}
}